one card.
zero tax guesswork.
teni money · waitlist open
0
creators already waiting
who gets one
built for creators who move.
the card is for people whose tax year is running while they're running. four types we had in mind.
creators
youtube · patreon · substack
drivers
uber · lyft · instacart
freelancers
design · writing · dev
makers
etsy · depop · craft
two cards, one brain
built to think like your accountant, move like your wallet.
teni credit
your flagship.
- brushed champagne finish
- zero foreign transaction fees
- 2% back to tax withholding
- premium members priority
every purchase categorized. every category feeds schedule c.
teni debit
your workhorse.
- matte black finish
- everyday spend
- fdic-insured funds held by partner bank, member fdic
- auto-categorization on tap
your daily driver. your audit trail. automatic.
the magic
three things a business card should do. that no one else is doing.
⚡
every swipe. categorized.
you tap. teni AI watches. before you even confirm the charge, it's sorted into supplies, meals, mileage, or whatever schedule c asks for. your books write themselves.
🏦
auto-withholding.
set your withholding rate—say, 25%. every card charge pulls that slice into your tax reserve automatically. no more surprise tax bills. this is a creator card that thinks ahead.
📸
real receipts attached.
sam finds the receipt in your email inbox. matches it to the swipe. attaches it. no lost receipts. no manual uploads. your audit trail is built in real-time.
teni vs other business cards
the difference is in the details. and the deductions.
| feature | teni card | amex biz platinum | chase ink | capital one spark |
|---|---|---|---|---|
| auto-categorization | ||||
| tax withholding built-in | ||||
| receipt matching | ||||
| teni score integration | ||||
| schedule c ready | ||||
| cash back rewards | ||||
| travel benefits | ||||
| annual fee |
"you didn't become a creator to do your own accounting. teni money means you don't have to."
— for the 12,847 creators waiting for something better than a business card that has no idea you're self-employed.
your waitlist position
joining now puts you around position 12,848. if you're a premium teni subscriber, you jump the line—your position moves to the front 500 when cards ship.
we're not releasing a firm launch date yet, but we're committed to giving early supporters priority access. stay tuned.
questions about the cards
everything you need to know right now.
the cards are coming.
get early access.
premium subscribers jump the line. creators on the waitlist get priority access on launch day.
or upgrade to premium for priority access.