how teni works
eight moves.
one app.
your whole tax year, handled.
no demos. no forms. no guessing. here's exactly what happens from the moment you open teni to the moment you file.
chapter 01
you're a business now.
the moment a platform sends you a 1099, the irs sees you as self-employed. that means quarterly taxes, self-employment tax (15.3% on top of income tax), and a schedule c at year-end. teni starts from that reality instead of pretending you're still a w-2.
chapter 02
your phone is your cfo.
open teni and you see one dashboard: income coming in, expenses categorized, mileage logged, estimated taxes set aside, your teni score, and what needs your attention this week. no hunting through 10 tools. one home.
chapter 03
every swipe. categorized.
connect your bank + cards in 60 seconds. teni reads every transaction and tags it — mileage, software, ads, rent, office supplies, meals, gear — against irs categories. not perfect? swipe to fix. teni learns.
chapter 04
drives track themselves.
the irs lets you deduct $0.70 per business mile. most creators forget. teni watches motion in the background (opt in, battery-safe). every trip logs automatically — then you swipe: personal, business, or edit. last year's average teni user: 9,127 deducted miles worth $6,389.
chapter 05
sam watches the irs.
sam is our in-app AI. trained on the internal revenue code, publications (463, 535, 946), tax court cases, and every 1-800accountant cpa note from the last two decades. sam spots missed deductions, flags audit risk, reads receipts from a photo, and answers in plain english with cites.
chapter 06
your score tells you where you stand.
teni score (300–850, like credit) blends five signals: clean books, tax readiness, deduction capture, entity fit, and documentation. we benchmark against creators at your income level. you see what to fix, and what it's worth.
chapter 07
quarterly estimates. handled.
teni calculates q1–q4 estimated payments as income flows in — not at the end of the quarter when you're panicking. one tap schedules eftps. miss a quarter? teni tells you the late-pay penalty before it bites.
chapter 08
when you want a human, we have thousands.
teni is a product of 1-800accountant. on premium, a credentialed cpa reviews your year-end return before you sign. on any paid plan you can message the 1-800accountant team. 25 years of small-business expertise, wrapped in an app a creator actually likes using.
a reminder
if you're making 1099 income, you're a business, mannn.
— jay-z, approximately